What Happens if a Car Doesn’t Have a Title?
Jan 31, · If the vehicle’s title was lost or stolen, you can request a lost title bond. These bonds protect the DMV from the loss of the vehicle and potential damages, as well as protects buyers from obtaining fraudulent duplicates of titles. Once everything is verified by the surety bond company, you’ll pay a percentage of the bond amount. Nov 25, · You can go to the county office and issue a new title but you have to show proof its your car they will run your license plates number and it will come up in .
So you bought a car with no title and now you want to get a title in your name. Maybe you've been the victim of title jumping. What do you do? A bonded title is a regular title that is marked "bonded". Maybe you have heard of a salvage title or a rebuilt title? Those are titles that have a title brand. A bonded title is just a title with a "bonded" brand. It implies there is a surety bond attached to the title.
The "bonded" brand can be removed from the title in years, and you can go apply what if a car has no title a clean title. To get a bonded title, your local DMV will require you to purchase a Lost Title Bond surety bond as a form of insurance for them and any previous owners of the vehicle. The only person who can tell you if you are eligible for a bonded title is your local DMV. Call and explain your situation. Ask if you are eligible for a bonded title. If they say yes, you can start the process to get a bonded title.
Here are common situations where you might need a bonded title. Here are step-by-step tutorials for all the states that allow for bonded titles:. If your state is not listed, it means it does not allow for bonded titles. Contact your local DMV for options on how to get a title for your vehicle. Before the DMV issues you a title, they want to ensure they are protected. This is why they make you get a surety bond. Make sure you apply for the correct bond amount.
You only have to pay one time for your bond. If someone comes forward later on and says that they are the owner of the vehicle and that you should not have been granted a bonded title, they can make a claim on your Lost Title Bond. If the claim is determined to be valid, the surety company would pay the person a fair amount. It would then be your responsibility to repay the surety company.
You can learn more about the bond claim process. If you are the rightful owner of the vehicle, you should not have to worry about any bond claims.
Bonded Title FAQ. Contact Us Search Our Blog. If you can't get ahold of the seller, you how to file for a green card think you have no options left. You aren't stuck yet. You might be able to get a bonded title. What is a Bonded Title? There might be other requirements to get a bonded title such as title paperwork, sending certified letters to any previous title owners, etc.
For exact requirements on every state, view our step-by-step tutorials. When you get a bonded title, you are promising you are the true owner of the vehicle. The bond is in place to protect the state DMV and any previous owners how to become a radiation therapist in canada the vehicle.
Still Have Questions? Ask a comment in the comment section. Related links:. Surety Solutions, A Gallagher Company.
#1: Communication is Key
If you buy a car that has no title, it is altogether possible that the person holding the title could claim to own the car, even after you plunk down your hard-earned dough to buy it. So, are you out of luck? Or can the issue of having no title rectified? After all, there are a few possibilities as to why the seller of the car may not have the title. Some of them are legitimate. Others may be downright shady. The title could have been lost or misplaced, or it could have been damaged or destroyed.
Perhaps the title was stolen. Inversely and more ominously, it could be a stolen car. Another possibility is that the seller is participating in what is known as "title jumping. The practice is illegal in every U. The vehicle identification number, or VIN, on a motor vehicle can be invaluable in finding out its history. Services such as AutoCheck and Carfax can help you confirm the legal and title status of the vehicle. These services also provide reports about the odometer, previous accidents involving the car, insurance claims associated with the VIN, and more.
If you run a report and find information that is contrary to what the seller is telling you, you might want to tuck tail and run the other way at this point. If the seller has a bill of sale from the previous owner of the car, use it to track the person down online or based on the info on the paperwork. Ask the previous owner to help you obtain a title for the car, and offer to pay any costs incurred in doing so. You can also confirm the status of the title with the DMV clerk.
Keep in mind that the DMV is limited on the information they can give you; for example, any confidential information, such as names and addresses, will probably be off limits. The service will determine if the vehicle has been stolen and if it has not yet been recovered by law enforcement.
It can also alert you as to whether the vehicle has been reported as a salvage or junk car by an insurance company. At this point, you have a few options to consider:. Have the seller request a duplicate title.
It will take a few days for the duplicate title request to be processed and a new title issued. If the information provided by the seller is false or inaccurate, then it can result in a rejection of the new title. Complete a bill of sale. It is an essential part of the sales process for any vehicle sale, but it is doubly important if there is no title present. Be sure to include that the seller to supply title on the bill of sale and to include complete info on yourself and the seller.
This includes all contact information, including full legal names, driver's licenses, addresses and phone numbers. Go for a surety bond title. It's not available in all states, but it generally requires submitting proof of purchase and residency as well as proof that the care is not a salvage vehicle. Once everything is verified by the surety bond company, you pay a percentage of the bond amount. A bonded title indication can be removed from the title within three to five years, provided no issues arise with the title in the interim.
After that, you can get a clean title in most cases. Still, people do it all the time, much like jaywalking, regardless of it being illegal. A bill of sale does not wield the same power as a title, so you may be questioned about ownership until you have the actual title in hand. Moreover, the replacement process can be lengthy. It will not be possible to register the car at the DMV or insure the vehicle during that time, so it makes the car undrivable until your replacement title is in hand.
If all of this seems like a lot of work, it can be. While it is often possible to replace a car title yourself, the paperwork involved and the time you will spend at the Department of Motor Vehicles make the prospect unattractive to most folks.
You may want to ask yourself if the time spent on a lost or missing title is worth it. Weigh your frustration and the time required to correct the title issue against the vast inventory of used cars on the market to determine if you want to invest any elbow grease in getting a title for the vehicle. It is more than likely that you might buy the same car or a similar car elsewhere with no title issues. By contrast, if the vehicle really is hard to find, you may consider it time well-spent and not mind putting in extra effort to become its owner.
Buying Guides Share. By Autolist Editorial April 19, Why is the Title Missing? Check With the Previous Owner If the seller has a bill of sale from the previous owner of the car, use it to track the person down online or based on the info on the paperwork. At this point, you have a few options to consider: Have the seller request a duplicate title. Is It Worth the Hassle?